Real Estate Loans

If you’re considering a real estate loan, let St. Paul Federal Credit Union serve as your one-stop financial institution.

We offer Purchase and Refinance First Mortgage Loans, Second Mortgage Loans, Land Loans, Home Improvement Loans and Home Equity Line of Credit Loans.

St. Paul Federal Credit Union’s Real Estate Loan Advantages

All of our real estate loans offer:

• Low interest rates
• Minimal closing costs (where applicable)
• Multiple payment options

While all of our real estate loans offer the advantages listed above, there are a few differences. Choose the loan that best meets your needs.

St. Paul Federal Credit Union’s First Mortgage Loan

• Loan programs and terms to meet your needs
• Purchase and refinance
• Lifetime Loan Servicing – We will always be your first point of contact; your payment will always be made to us.
• Escrow accounts
• Fixed or adjustable rate options available

St. Paul Federal Credit Union’s Home Improvement Loan

• Loan programs and terms to meet your needs
• Fixed rate loans

St. Paul Federal Credit Union’s Second Mortgage Loan

• Loan programs and terms to meet your needs
• Fixed rate loans

St. Paul Federal Credit Union’s Land Loan

• 5-year balloon, 30-year payment amortization
• Fixed rate loans

St. Paul Federal Credit Union’s Home Equity Line of Credit Loan

• Low interest rates; adjustable and tied to the prime rate  
• 5-year draw period
• Terms up to 15 years